Photo Album

I have a slight problem here. I have setup the photo album so as users can have personal albums. Thats cool, because it works. BUT When setting who can view albums to private, the owner of that album can not view their own album. When trying to view their personal gallery, the get general error. Not authorized. If it is set to reg, then everyone and anyone can see your album. What good is the private setting if they are not infact private? Why not do away with private all together then? I am just wondering this because I dont want users nagging at me later down the road about it. It is not a live site as we speak. Is their a fix for this or am I just not getting something right? any help on this would be much appreciated.